BMI = Mass (kg) / height (m) squared.
Now here’s the qualm with the system. The equation makes no consideration for what the bodyweight actually comprises. There is no distinction made between muscle, fat, bone.
This means that a 180cm 100kg elite athlete with a low body fat percentage must pay the same excess on their health insurance premiums as a morbidly obese 180cm 100kg individual.
Once again – education is the issue. How can we better determine our body composition for the insurers?